Estimate your UK take-home pay
Enter your gross annual salary and pension contribution to estimate your take-home pay. The calculator currently models 2026/27 income tax for England, Wales and Northern Ireland.
Worked example and use cases
For a £30,000 annual salary with no pension deduction, the simplified model estimates £3,486 income tax and £1,394.40 employee National Insurance, leaving £25,119.60 per year. Your actual payslip may differ.
Important limitations
The estimate does not account for Scottish income tax, tax-code adjustments, student loans, salary sacrifice or other payroll deductions. Pension is modelled as reducing taxable pay, not National Insurance pay.